Insure your home

Line up home insurance before you close

Lenders require proof of homeowners insurance before closing, and in California it can take time to find coverage. Browse 50 insurance companies, brokers and state programs, then tap any card to start a quote.

Preview: all listings below are samples. These companies are not yet Open House Ultimate Solutions partners.

Shop earlyStart quotes as soon as your offer is accepted, especially in wildfire areas.
Compare coverageCheck the dwelling limit, deductibles, and whether you need separate earthquake or flood coverage.
Bind before closingSend the policy declarations to your lender and escrow officer before your closing date.

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Sample listings

Every company on this page is a sample listing shown to preview our home insurance directory. None of these companies has partnered with or paid Open House Ultimate Solutions, and no listing is an endorsement. Once advertising partnerships are in place, paid placements will be labeled as sponsored. Open House Ultimate Solutions isn't an insurance company or licensed agent, and we don't sell insurance or give coverage advice. Underwriting companies and phone numbers come from the California Department of Insurance residential insurance contact list. Other details come from each company's website, gathered in November 2026. Which insurers accept new California policies changes often. State Farm and Allstate have filed to reopen to new homeowners but weren't yet accepting them as of the Department's September 2026 update. Confirm availability and check any license on the California Department of Insurance website.

Line up home insurance before you close

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